Chasing rent payments is not your job.
BayarTepat automates installment tracking, WhatsApp reminders with payment links, penalty calculations, and SP escalation — so your finance team can focus on what matters.
Collection Rate
Why BayarTepat
Replace Spreadsheets with End-to-End Automation
Property developers lose countless hours to manual payment tracking, missed follow-ups, and inconsistent penalty calculations. BayarTepat eliminates these pain points.
Automated Installment Tracking
Every installment is tracked automatically across all your projects. Statuses update daily — so you always know what's due, what's overdue, and what's been paid.
WhatsApp Reminders on Autopilot
Automated reminders before, on, and after due dates with smart retries and delivery tracking. Buyers also receive instant payment confirmations via WhatsApp.
Real-Time Financial Dashboard
One source of truth for collection rates, overdue exposure, and penalty accruals. Filter by project or view your entire portfolio at a glance.
Product Demo
Stop Chasing Buyers. Let BayarTepat Do It.
See how property developers automate collections, penalties, and reports — without spreadsheets.
Everything your finance team needs, automated.
Flexible Payment Plans
WhatsApp Automation
Automatic Penalty Engine
Online Payment Collection
Support Hard Cash, Mortgage DP, and Staged installments. Configure monthly intervals, grace periods, and custom amounts per buyer.
Automated reminders before, on, and after due dates with smart retries. Buyers also receive instant payment confirmations via WhatsApp.
Flat or progressive penalty rules calculated daily. Configurable grace periods per plan — give buyers breathing room before penalties apply. Auto-freeze when paid. Fully auditable.
Every WhatsApp reminder carries a unique payment link. Buyers pay online in seconds. You collect faster.
Automated Reports & PDF Generation
Weekly and monthly reports auto-generated and emailed to your team as HTML + PDF. On-demand buyer history and payment plan PDFs available anytime. Reduce your finance team's admin work by up to 85%.
SP Escalation Management
Track warning letters from SP1 Internal through SP2 Lawyer with full audit trails. Attach documents, send escalation emails with SP attachments, and monitor resolution status — all in one place.
- SP1/SP2 warning letter tracking
- Legal escalation automation
Bulk Import & Payment Recording
Import hundreds of buyers and payment plans via CSV/XLSX templates. Record incoming payments, attach proof of transfer, and installment statuses update instantly.
📋 Pengingat Cicilan
Unit A-07 · Cluster Mentari
Rp 66,666,667 · Due 23 Mar
Rp 66,666,667 · Instalment #3
Online Payments — Built In
Buyers pay directly from their WhatsApp reminder. Each message includes a unique, secure payment link. No manual bank transfer reconciliation, no delays. The moment a buyer pays, the instalment status updates automatically — and your finance team gets notified.
Rental · Ruko B-03
Rp 8.5M/mo · Running
Sale & Rental — One Platform
Manage sale payment plans and rental agreements side by side for every buyer. Rental payments, grace periods, SP escalation, and PDF agreement exports all work out of the box. Switch between plan types instantly from the buyer detail screen.
Unit A-12 — Greenwood
45 days overdue
Unit B-07 — Riverside
12 days overdue
Unit C-03 — Skyline
Resolved — paid in full
📋 Pengingat Cicilan
Unit A-07 · Cluster Mentari
Rp 66,666,667 · Due 23 Mar
Rp 66,666,667 · Instalment #3
Rental · Ruko B-03
Rp 8.5M/mo · Running
Invoicing
Automated Reports & PDF Generation
Weekly and monthly reports auto-generated and emailed to your team as HTML + PDF. On-demand buyer history and payment plan PDFs available anytime. Reduce your finance team's admin work by up to 85%.
Collections
SP Escalation Management
Track warning letters from SP1 Internal through SP2 Lawyer with full audit trails. Attach documents, send escalation emails with SP attachments, and monitor resolution status — all in one place.
- SP1/SP2 warning letter tracking
- Legal escalation automation
Analytics
Bulk Import & Payment Recording
Import hundreds of buyers and payment plans via CSV/XLSX templates. Record incoming payments, attach proof of transfer, and installment statuses update instantly.
Payments
Online Payments — Built In
Buyers pay directly from their WhatsApp reminder. Each message includes a unique, secure payment link. No manual bank transfer reconciliation, no delays. The moment a buyer pays, the instalment status updates automatically — and your finance team gets notified.
Management
Sale & Rental — One Platform
Manage sale payment plans and rental agreements side by side for every buyer. Rental payments, grace periods, SP escalation, and PDF agreement exports all work out of the box. Switch between plan types instantly from the buyer detail screen.
Multi-Project
Multi-Project, Multi-Company
Manage your entire property portfolio from a single platform. Each company and project operates independently with complete data isolation, while you maintain a bird's-eye view across everything.
Project & Property Tracking
Create projects, define property units (block + number), and link buyers to specific units. Switch between projects instantly and compare collection performance across developments.
Multi-Tenant Architecture
Manage multiple companies from a single platform with complete data isolation between each one. The same user can hold different roles across different companies.
Collections
Automated Collections Engine
Every day at 09:00, BayarTepat automatically updates installment statuses, sends WhatsApp reminders, retries failed messages, and calculates penalties — without anyone lifting a finger.
WhatsApp Reminders
Automated reminders before, on, and after due dates. Failed messages retry automatically up to 3 times.
Penalty Calculation
Daily flat or progressive penalties on overdue balances. Automatic freeze when paid. Configurable per project.
SP Escalation
Structured warning letters from SP1 Internal through to SP2 Lawyer. Email delivery with document attachments.
Online Payment Collection
Payment links sent directly in WhatsApp reminders. Buyers pay in seconds. Instalment status updates automatically on payment.
Real-time Payment Processing
Payments confirmed instantly via webhook. No manual reconciliation. Finance team notified automatically.
Collection Summary
Automated Reminder Schedule
Built for Your Entire Team
Every role in your organization gets the tools they need — from finance recording payments to management reviewing reports to legal tracking SP escalations.
Complete Audit Trail
Every WhatsApp reminder, payment recording, and SP escalation is logged with timestamps, delivery status, and staff attribution.
Automated Reports
Weekly reports every Monday and monthly reports on the 1st — auto-generated and emailed as PDF to your team. No manual work needed.
Document Management
Upload and organize buyer documents — KTP, contracts, legal correspondence. Attach payment proof and SP documents directly to buyer records.
Staff Admin Panel
Create staff accounts, assign roles per company, force password resets, and manage platform settings — all from a centralized admin panel.
Security
Your data stays yours.
We handle billions in installment data. Security isn't a feature — it's how we built the platform from day one.
Encrypted Everything
Payment records, buyer details, and documents are encrypted in storage and during transfer. Nobody sees your data but you.
Team Permissions
Give each team member the right level of access. Finance records payments. Legal handles escalations. Management sees the big picture.
Company Separation
Manage multiple companies from one login. Each company's data is completely separate — your subsidiaries never see each other's numbers.
How It Works
Up and Running in 3 Steps
Get your entire property portfolio tracked and automated in minutes, not months.
Import Your Data
Set up projects and properties. Import buyers and payment plans in bulk via CSV/XLSX, or create them one by one. Configure penalty rules and reminder schedules.
BayarTepat Takes Over
The system runs daily: updates installment statuses, sends WhatsApp reminders, calculates penalties, and pushes real-time notifications to your team.
Track, Report, Escalate
Monitor collection health from the dashboard. Receive weekly and monthly PDF reports by email. Escalate delinquent accounts through the SP system when needed.
Pricing
Simple Plans, No Surprises
Pick the tier that fits your portfolio — upgrade anytime as you grow.
Growth
Essential tools for small developers starting with digital installment tracking.
- 10 internal users
- Up to 1,000 active buyers
- Up to 2,000 active plans
- 1 company
- 1,000 WhatsApp reminders/month
Professional
Full automation, compliance tools, and white-label capability for growing organizations.
- 25 internal users
- Up to 3,000 active buyers
- Up to 6,000 active plans
- 3 companies
- 5,000 WhatsApp reminders/month
Enterprise
Custom-built for large organizations managing multiple companies and complex portfolios.
- Everything in Professional
- Unlimited users, buyers & companies
- Dedicated environment
- 99.9% SLA
- Custom SLA & priority support
Ready to automate your property collections?
Stop losing hours to spreadsheets and manual follow-ups. Let BayarTepat handle installment tracking, automated payment collection, penalties, and reporting — for your entire sale and rental portfolio.